Providing the Best Collateral-Based Loans
Providing the Best Collateral-Based Loans
What We Offer
What We Offer
We provide fast and easy cash through collateral loans. This is an effective and simple solution for individuals in need of money. Collateral loans can be gold, jewelry, diamonds, watches, gold coins, antiques, artworks, and selective collectibles.
How Loans Work
How Loans Work
To put it simply, customers pledge a collateral—property offered as a form of security in case of nonpayment—to secure a loan. In return, pawnbrokers lend them the money. When customers pay back the loan, their collateral is returned to them.
Pawn loans are made on everything from jewelry to almost anything of value. If the customer elects not to redeem his or her collateral, there is no credit consequence to the borrower and the items are later sold at a value price to retail consumers.
Why Would Someone Go to a Pawnbroker to Get a Loan?
Why Would Someone Go to a Pawnbroker to Get a Loan?
Pawnbrokers offer the customer a quick, convenient and confidential way to borrow money. Your short-term cash needs are met with no credit check or legal consequences if the loan is not repaid. Pawn loans also do not cause people to overextend credit or go into bankruptcy.
How Much Should I Expect for a Loan On My Item?
How Much Should I Expect for a Loan On My Item?
Loan amounts vary according to the value of the item. There is no minimum dollar amount allowed on a pawn transaction, but the maximum amount may be set by state pawn laws. Your loan amount will be determined according to other factors, such as the demand and condition of the item. Not all pawn stores are the same and price will vary.
How Do I Know When My Loan is Due?
How Do I Know When My Loan is Due?
The due dates are clearly printed in your contract. Your loan is due 120 days (4 months) after the loan date. There is an additional 10-day period during which you can still pick up or pay interest on your loan.